Click here to learn more about our financial professionals by visiting FINRA's BrokerCheck.

Financial Life Plans

Financial Life Plans

Financial Consultant

805.445.1992
[email protected]


About Us

The first half of a football game can certainly be exciting and set the pace for the game, but the game is ultimately won or lost in the second half. We believe the same is true for the financial picture. Many people (and financial advisors) do a good job accumulating assets in the first half of life; but in the second half, sometimes they make serious mistakes in how they take income from their assets, mistakes in allocating and managing them, and ultimately, mistakes in how they leave them to loved ones; allowing market downturns, inflation, taxes, and healthcare costs to take much of their retirement income and wealth.What good is all the hard work and disciplined saving needed to accumulate wealth if it is allowed to be destroyed by a bad economy, rising taxes, soaring healthcare costs, and poor or no estate planning?

We provide investment and planning strategies focused on helping you keep more of your income and assets after taxes, after inflation, despite market downturns and healthcare issues. This is what is meant by a NET perspective. Our services include: fee based investment planning and management, retirement income planning, estate planning, income tax planning, and insurance planning.

Our success is based on our avid commitment to research, advanced technology, and the nationally recognized experts we engage as part of our planning team. These investments in our business have allowed us to give our clients personalized investment services with emphasis on tax efficient strategies, and keeping more of their money.

Our Commitment

Our staff consists of experienced professionals with a "hands on" approach to financial guidance. Not only will you find our team members knowledgeable, but you will also discover that our staff truly cares about making your dreams a reality. As your financial professionals, we will do everything in our power to keep you focused on where you want to go, advise you on how to get there, and continually remind you of the importance of maintaining a disciplined approach to realizing your dreams.

Our Principle

Our company is based on the principle that education and understanding of your current financial situation is vital to successfully make prudent decisions concerning your future financial condition. If you have any questions about your current financial situation or wish to schedule an appointment, send us an email or give us a call at (805) 445-1992.